Northeast Florida CDD Fee & Bond Payoff Guide

Understanding Community Development District (CDD) debt service vs operations & maintenance (O&M) assessments on your property tax bill.

CDD Debt Portion vs. Maintenance Portion Explained

Unlike standard HOA dues, CDD assessments appear directly on your annual county property tax bill under non-ad-valorem assessments. Every CDD fee consists of two parts: the Debt Service portion (used to repay infrastructure bonds over 20–30 years, which can be paid off early) and the Operations & Maintenance (O&M) portion (which funds amenity upkeeps, water parks, and trails indefinitely).