Pre-approval, not pre-qualification
Real pre-approval, with two or three lender intros so you can compare. We don't tour anything until you know your number.
From pre-approval to closing day. First-time buyers, military families, move-up buyers, and investors guided by a Top 500 Producer.
Most buyers don't need to find a dream house. They need clarity: about budget (start with a quick monthly payment estimate), about must-haves vs nice-to-haves, about which neighborhoods deserve a second look and which ones don't. My job is to help you see all that clearly so the offer you write is the one you'll be glad you wrote.
Search the live MLS on Amanda's site, or send your criteria and she can set up a custom search for you.
Real pre-approval, with two or three lender intros so you can compare. We don't tour anything until you know your number.
One 30-minute conversation that separates the deal-breakers from the nice-to-haves. This is the work most agents skip.
Three to five homes at a time, geographic clusters. Enough to recognize the right one without blur.
Strong price, right contingencies, right closing timeline. Negotiated with experience the listing agent will recognize.
Real inspector, real walk-through, real conversation about what matters and what is cosmetic.
Final walk-through, closing disclosure review, keys in hand. Follow-up at 30 days, 6 months, and every year after.
FHA, conventional, and Florida-specific Hometown Heroes down payment assistance, credit prep referrals. The first time should not feel like guesswork.
MRP certified. PCS-aware. Familiar with NAS Jax, Mayport, Kings Bay timelines and the VA loan rhythm.
Outgrowing your current home. Coming back to NE Florida. Each looks different. Each gets a guide who knows the maps.
Cash-flow analysis, short-term rental zoning, what actually moves vs what looks good on paper. Straight talk.
Amanda represents new-build buyers in Baker and Duval. For new construction in Clay County (Oakleaf, Fleming Island, Middleburg builder communities), she refers to Alina Penjiyeva — Clay's new-construction specialist.
Intracoastal, oceanfront, riverfront on the St. Johns, lakefront. Amanda pulls flood-zone, dock permit, and insurance before you write. See the Waterfront Homes page.
Duplex, triplex, fourplex. FHA 3.5% down owner-occupant, DSCR investor loans, real cash flow before offer. See the Multi-family Homes page.
Ponte Vedra Beach, St. Augustine, Nocatee, WGV, Fruit Cove. Full-service coverage across every St. Johns submarket. See the St. Johns County page.
Macclenny, Glen St. Mary, Sanderson, the unincorporated stretches. The local market, by someone who grew up here.
Either way the first conversation costs nothing. Amanda will help you think through timing, budget, and which neighborhoods are worth your weekends.
Buying, selling, or just figuring out the next chapter. Send a note or call. You'll talk to Amanda directly.