Type in your address and let's find out — real numbers from your property record and recent nearby sales, not a guess. I'll walk through every line with you afterward.
$300,000
Click the price to type an exact number
$150,000$600,000
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HOA / Condo Association
Turn on if the property has an HOA — adds the estoppel letter fee.
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Survey
Off = seller needs a new survey ($600). Turn on if they already have a current one.
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Repairs & Extra Expenses
Repairs, credits, liens, HOA payoff — add named line items, each subtracts from net.
The Numbers
Line Item
Amount
Here's exactly how I got to this number — nothing hidden
Sale Price: I've prefilled this from recent comparable sales near your home when they're available. Drag the slider or type an exact number to test different scenarios.
Mortgage Payoff: Enter what you currently owe. Your lender's actual payoff figure through your closing date may run slightly different because of per-diem interest — I'll confirm the exact number with them before we close.
Listing / Buyer's Agent Commission: Defaulted to 2.0% and 2.5% of the sale price, and fully adjustable above — this is always part of our upfront conversation, not a surprise at the end.
Buyer Closing Cost Assistance: Defaulted to 2.0%, since many buyers in this price range ask for some help with closing costs. If your buyer needs less, that's more in your pocket.
Florida Doc Stamps on the Deed: A flat 0.70% state transfer tax on the sale price — this one isn't negotiable, so I've built it in as a fixed cost.
Owner's Title Insurance: Calculated at Florida's promulgated rate — 0.575% on the first $100,000 and 0.50% on the remainder.
Settlement / Closing Fee: Estimated around $800, though it can vary a bit by title company.
Property Tax Proration: Estimated from your county record and prorated to your actual closing date, or a half-year placeholder if you haven't set one yet. Treat this as an estimate — your title company will confirm the exact figure at closing.