24 listing photos
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All 24 photos in the realMLS media record for this listing are shown, exactly as the listing broker filed them. Photography is the listing broker's.
Property snapshot
Bedrooms
4
Bathrooms
3
Living area
2,272 sq ft
Lot size
10.02 acres
Year built
2026
Garage
2 spaces
Annual tax
$1,438
Property type
Single Family Residence
Only the fields realMLS carries for this listing are shown. Anything the listing broker did not report is left off rather than guessed at.
What would the monthly payment be on 11066 COWPEN Road?
At 20% down, a 6.5% fixed interest rate and a 30-year term, the estimated monthly payment on 11066 COWPEN Road at its $685,000 asking price is about $3,869 a month — $3,464 principal and interest, $120 property tax and $285 homeowners insurance. That is an illustration, not a quote and not a loan approval: your own rate, taxes, insurance and any association or CDD dues will differ.
Estimated total monthly payment
Est. $3,869/mo
Principal & interest
$3,464/mo
Property tax (est.)
$120/mo
Homeowners insurance (est.)
$285/mo
20% down payment
$137,000
Assumes 20% down ($137,000), a 6.5% fixed interest rate and a 30-year term. Property tax is the $1,438 annual property tax realMLS reports for this listing, divided by twelve. Homeowners insurance is estimated at 0.5% of the asking price a year. Mortgage insurance, flood insurance and closing costs are not included. The interest rate is an assumption for illustration and is not a rate quote — a lender quotes the rate you would actually be offered. Run your own numbers in the mortgage calculator.
About this property
Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful, oversized lot on 10 acres, this MOVE IN READY property offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgetable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes. With no HOA or CDD you have the freedom to make this property truly your own!!
Property description above is the listing broker's own public remarks as filed with realMLS by RIVER CITY RENTALS AND REALTY.
How this price compares in Sanderson
11066 COWPEN Road is asking $301 per square foot, which is 40% above the Sanderson median of $215 per square foot across the 15 active listings in this data set. Those are asking prices, not sold prices.
Active listings
15
Median asking price
$267,500
Median asking price per sq ft
$215
Every figure here is calculated from the same realMLS result set these listing pages are built from, on the date shown at the foot of this page. They describe what sellers are ASKING today. They are not sold prices and not an appraisal.
How far is it to the airport, the base and the hospital?
Calculated from the latitude and longitude realMLS carries for 11066 COWPEN Road. The landmark positions are approximate reference points for each campus, base or airfield, so figures are rounded to the nearest mile.
Airports
| Lake City Gateway Airport (LCQ)Lake City, Columbia County | 22 milesstraight line |
| Cecil Airport (VQQ)Jacksonville, Duval County | 22 milesstraight line |
| Herlong Recreational Airport (HEG)Jacksonville, Duval County | 26 milesstraight line |
| Jacksonville International Airport (JAX)Jacksonville, Duval County | 36 milesstraight line |
Military installations
| Camp Blanding Joint Training CenterStarke, Clay County | 28 milesstraight line |
| Naval Air Station JacksonvilleJacksonville, Duval County | 33 milesstraight line |
| Naval Station MayportJacksonville, Duval County | 49 milesstraight line |
Hospitals
| Northeast Florida State HospitalMacclenny, Baker County | 7 milesstraight line |
| Ed Fraser Memorial HospitalMacclenny, Baker County | 7 milesstraight line |
| Lake Butler HospitalLake Butler, Union County | 19 milesstraight line |
From 11066 COWPEN Road, Lake City Gateway (LCQ) is about 22 miles away; Camp Blanding is about 28 miles away; Northeast Florida State Hospital is about 7 miles away. Every one of those figures is a straight-line distance calculated from the coordinates realMLS carries for this listing. Not one of them is a drive time, and the road route will be longer.
Living in Sanderson
Sanderson is not a town in the way Macclenny is a town. It is an unincorporated community spread across the northern reaches of Baker County, anchored by a post office and a handful of churches, in country that is mostly pine forest and hunting land. Downtown Jacksonville is roughly 40 to 50 minutes away depending on where in Sanderson you land.
Buyers choose Sanderson deliberately: more land, more privacy, more wildlife, fewer neighbors and longer drives. It suits hunters, hobby farms, multi-generational family compounds on a single large parcel, and people who are finished with HOAs. It suits nobody who is going to resent the drive to a supermarket by the second month. Access is the thing to look at closely here - dirt roads, shared driveways and easements crossing other people's parcels are common, so the survey and the title commitment matter as much as the house does.
Living in Baker County
Baker County is the rural western edge of the Jacksonville metro: roughly 589 square miles of pine, pasture and creek bottom stretched along Interstate 10 between Duval County and the Georgia line. The Okefenokee sits off the northern boundary and Osceola National Forest takes up much of the west, which is a large part of why the county still has fewer than about 30,000 residents and why so much of its housing sits on un-subdivided acreage rather than in platted subdivisions.
That shapes what is for sale here. Alongside the small-town subdivisions in Macclenny and Glen St. Mary, a normal Baker County listing is a single-family house on one to twenty acres, or a manufactured home on land that the owner has held for years. Work is anchored locally rather than in Jacksonville for a good share of the county - the school district, Northeast Florida State Hospital and the county's distribution and forestry employment - but I-10 makes a Jacksonville commute genuinely workable, which is the trade most buyers here are actually making.
What to check before you write an offer in Baker County
- Most rural Baker County property is on a private well and a septic system rather than city utilities. Budget for a separate septic inspection and a water test - both are routine, and neither is worth skipping.
- Flood exposure is real along the St. Marys River and the creek systems that feed it. Pull the FEMA flood determination before writing an offer, because flood insurance can move a monthly payment by hundreds of dollars.
- Home internet varies street by street outside the towns. If you work from home, confirm what is actually available at the address before you fall in love with it.
- Manufactured and modular homes are common here and lenders do not all treat them the same way. The financing question is worth settling before the offer, not after.
Schools — Baker County School District
- Westside Elementary
- Macclenny Elementary
- Macclenny VI (5th and 6th grade transition campus)
- Baker County Middle School (7th and 8th)
- Baker County High School (9th through 12th)
Baker County is a single school district, so the county's whole feeder pattern is short. Zoning is set by the district, changes from time to time, and should be confirmed with the district for a specific address.
Amanda Kinard was born and raised in Baker County and lives here now - her church and her children's school are in Macclenny. When she tells you what a road, a school zone or a flood line is really like, it is first-hand rather than from a data feed.
Where this home is
City
Sanderson
County
Baker County
ZIP code
32087
Subdivision
Cedar Creek
The pin is placed at the latitude and longitude realMLS carries for this listing (30.286150,-82.236273). MLS coordinates are usually a parcel centroid rather than a surveyed corner, so treat the pin as the neighborhood, not the property line. Open this location in Google Maps.
More about Sanderson
Curious what nearby homes actually sold for?
Not on this page. realMLS rules limit the sold data a public website may display, so Amanda Kinard sends recent comparable sales directly instead. Ask for the comps around 11066 COWPEN Road and you will get the recent nearby sales realMLS holds, with the asking-versus-sold gap, at no cost and with no obligation to list or buy.
A comparable-sales report is an opinion of value based on recent MLS activity. It is not an appraisal, and it is not a promise of what any home will sell for.
Questions about 11066 COWPEN Road
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When was 11066 COWPEN Road built?
What is the price per square foot at 11066 COWPEN Road?
What would the monthly payment be on 11066 COWPEN Road?
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What is Sanderson like to live in?
Can I see what homes near 11066 COWPEN Road sold for?
Who is the listing broker for 11066 COWPEN Road?
Can Amanda Kinard show me 11066 COWPEN Road?
Work directly with Amanda Kinard on this home
You do not have to call the listing agent to see 11066 COWPEN Road. Amanda Kinard can open the door, pull the comparable sales, and write your offer — on this home or any other one on the market in Baker County.
More in Sanderson
Market data, schools, neighborhood pages and buyer tools for Sanderson and Baker County.